I Went Into Debt to Support My Mom Now I Deeply Regret It

Money has a powerful way of altering relationships—especially with those we love the most. We grow up believing that family comes before everything, that love means sacrifice, and that those closest to us would never take advantage of our trust.
But when that trust is broken—when support is twisted into opportunity—the damage runs far deeper than dollars and cents. Financial struggles are hard enough, but being betrayed by someone you’d move mountains for leaves a scar no loan or apology can heal.
My mother always taught me that family was sacred. She was my hero, my safe place, the one who carried us through life when my father wasn’t around. I never doubted her love—or the sacrifices she made—until the night she called in tears, begging for \$20,000 to save her home. I didn’t hesitate. I borrowed the money, driven by love and urgency.
But days later, I walked into a home that looked like it had never seen hardship: sleek furniture, a brand-new TV, a space dripping with comfort—not crisis. When I asked what happened, she brushed it off with a laugh and told me I’d earn it back, as if my financial future was disposable. Her words hit harder than any debt collector ever could.
Now, I carry the burden—of the loan and the betrayal. I lie awake wondering how the woman who raised me could lie so easily. People always say never mix money with family, but what happens when family is the one who uses love as a loophole? When the person you trusted most turns out to be the one who let you fall?



