My MIL Secretly Used My Identity for Two Years – She Had No Idea Who She Was Dealing With

For two years, I thought I was terrible with money. Bills didn’t add up, my credit tanked, and I kept blaming myself—until a bank fraud specialist called.

Someone had opened accounts in my name.
It was my mother-in-law.

Every purchase—spa sets, shoes, random gadgets—traced back to her email, her number, her old address. She’d been stealing my identity the entire time.

My husband saw the evidence, froze my cards, opened new accounts for me, and helped file reports. The next day, her “shopping card” declined at the store. She tried blaming me, but the bank told her she wasn’t the cardholder.

When she confronted us, she claimed “family shares everything.”
No. She committed fraud.

Now my accounts are secure, my credit is being repaired, and she’s permanently cut off.

I didn’t mess up—she did.